What type of parts should you use for your salvage vehicle is a critical question. As insurance companies’ insurance decisions have a direct link with the list of parts being used before inspection, you need to carefully select the ones that give you your preferred insurance coverage. Let us first understand the terms themselves.
Aftermarket parts are similar parts like the brand manufacturer but they can offer inferior quality and are not from their original manufacturer; these are not the same parts as the brand uses for its assembly line. On the other hand, OEM stands for original equipment from the manufacturer; the same item with the same quality from the same supplier is used as what would be used on the assembly line at the manufacturer’s plant. OEMs are suppliers to the original car brand while aftermarket parts are replica from unsolicited vendors.
According to federal law most insurance companies will let you decide your own parts. You can pick from OEM and from aftermarket items. Insurance companies, however, prefer people to get aftermarket items, as they are less expensive. However, they have an indifferent attitude if the customer himself pays for high prices of OEM parts. Most of the aftermarket parts arrive in the US from China and they offer inferior quality as compared to OEM parts. Insurance companies do not want you to add up on their risky engagement. Here, the federal laws have generalized the dealing while some States—for example, New Hampshire—only allow the OEM parts. Virginia, on the contrary, allows only aftermarket items to go on your salvage auto.
Whether you use aftermarket or OEM parts, you need to convince the insurance companies that their preferred vendor listing or parts details offer inferior quality and are economically less feasible, and that is why you have to do otherwise. Once insurance companies find your claims to be convincing enough and you have invested accordingly, the insurance decision will go in favor of you.Posted in Salvage Vehicles | Comments Off